Insurance CE Requirements by State
Baseline continuing-education requirements for resident individual producers in all 50 states, Washington D.C., Puerto Rico, and the U.S. Virgin Islands.
The standard framework
Most jurisdictions follow a similar structure, with important exceptions noted per state below:
| Renewal cycle | Most commonly every 2 years (biennial); a few states use 3- or 4-year cycles |
| Total CE hours | Commonly 24 hours per cycle (range spans ~10–48 depending on state and lines) |
| Ethics requirement | Most states require 3 hours of ethics within the total |
| Non-resident reciprocity | Non-resident producers generally satisfy CE by staying compliant in their resident home state |
Specialty product training
Certain lines require dedicated training in addition to general CE:
| Annuities | Commonly a 4-hour one-time training under the NAIC Suitability Model |
| Long-Term Care (LTC) | Often an 8-hour initial course + 4-hour refresher each cycle |
| Flood (NFIP) | Commonly a 3-hour NFIP course |
All jurisdictions at a glance
Select any jurisdiction for full details, notes, and the official regulator link.
Jump to your jurisdiction
Detailed requirements
Alabama CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Certain service representatives/limited situations may have reduced requirements. |
| Regulator | Alabama Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Alabama regulator before purchasing.
Alaska CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline; special product training may apply. |
| Regulator | Alaska Division of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Alaska regulator before purchasing.
Arizona CE Requirements
| Total CE hours | 48 hours |
| Ethics / mandatory | 6 hours ethics |
| Renewal cycle | Every 4 years |
| Notes / exceptions | Longer license term than most jurisdictions. |
| Regulator | Arizona Department of Insurance and Financial Institutions ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Arizona regulator before purchasing.
Arkansas CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Arkansas Insurance Department ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Arkansas regulator before purchasing.
California CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Specialized annuity, long-term care, flood, and other training may apply. |
| Regulator | California Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the California regulator before purchasing.
Colorado CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | P&C/personal-lines producers may also have a homeowners-insurance content requirement. |
| Regulator | Colorado Division of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Colorado regulator before purchasing.
Connecticut CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours law/regulation/ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Effective April 15, 2026, certain resident P&C/personal-lines producers also need a one-time 3-credit NFIP course. |
| Regulator | Connecticut Insurance Department ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Connecticut regulator before purchasing.
Delaware CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Delaware Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Delaware regulator before purchasing.
District of Columbia CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Major-lines resident producer baseline. |
| Regulator | DC Department of Insurance, Securities and Banking ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the District of Columbia regulator before purchasing.
Florida CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 4-hour Florida Law & Ethics Update |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Typical full-line requirement is 4-hour update + 20 electives. Many licensees with 6+ years licensed have 20 total (4 + 16); other classes/exemptions vary. |
| Regulator | Florida Department of Financial Services ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Florida regulator before purchasing.
Georgia CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Beginning in 2026, producers with 20+ years of service generally receive a 4-hour reduction; designation-holder rules can differ. |
| Regulator | Georgia Office of Commissioner of Insurance and Safety Fire ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Georgia regulator before purchasing.
Hawaii CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics/Hawaii law |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Dual Life/Health and P&C licensees generally must allocate hours by line. |
| Regulator | Hawaii Insurance Division ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Hawaii regulator before purchasing.
Idaho CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Idaho Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Idaho regulator before purchasing.
Illinois CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Ethics credits generally must be completed through an approved classroom or live-webinar format. |
| Regulator | Illinois Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Illinois regulator before purchasing.
Indiana CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Indiana Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Indiana regulator before purchasing.
Iowa CE Requirements
| Total CE hours | 36 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 3 years |
| Notes / exceptions | Crop-only producers need 18 hours including 3 ethics; public adjusters have separate requirements. |
| Regulator | Iowa Insurance Division ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Iowa regulator before purchasing.
Kansas CE Requirements
| Total CE hours | 18 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Applies to resident producers and public adjusters, subject to license-specific rules. |
| Regulator | Kansas Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Kansas regulator before purchasing.
Kentucky CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Kentucky Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Kentucky regulator before purchasing.
Louisiana CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline; license/line-specific exceptions may apply. |
| Regulator | Louisiana Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Louisiana regulator before purchasing.
Maine CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Maine Bureau of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Maine regulator before purchasing.
Maryland CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline; title and other specialty licenses may differ. |
| Regulator | Maryland Insurance Administration ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Maryland regulator before purchasing.
Massachusetts CE Requirements
| Total CE hours | 60 hours first renewal; 45 thereafter |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | First renewal; then every 3 years |
| Notes / exceptions | The first producer renewal requires 60 hours. Each later 36-month period requires 45 hours. |
| Regulator | Massachusetts Division of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Massachusetts regulator before purchasing.
Michigan CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Michigan Department of Insurance and Financial Services ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Michigan regulator before purchasing.
Minnesota CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline; classroom-equivalent and subject rules apply. |
| Regulator | Minnesota Department of Commerce ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Minnesota regulator before purchasing.
Mississippi CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Generally every 2 years |
| Notes / exceptions | A 19-24 month license period requires 24 hours; a 13-18 month period may require 12 hours. |
| Regulator | Mississippi Insurance Department ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Mississippi regulator before purchasing.
Missouri CE Requirements
| Total CE hours | 16 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Life/Health and P&C producers follow line-applicable course rules. |
| Regulator | Missouri Department of Commerce and Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Missouri regulator before purchasing.
Montana CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Montana Commissioner of Securities and Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Montana regulator before purchasing.
Nebraska CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Generally 21 general + 3 ethics. |
| Regulator | Nebraska Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Nebraska regulator before purchasing.
Nevada CE Requirements
| Total CE hours | 30 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 3 years |
| Notes / exceptions | Producer requirement; adjuster license classes commonly have separate 24-hour requirements. |
| Regulator | Nevada Division of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Nevada regulator before purchasing.
New Hampshire CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | New Hampshire Insurance Department ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the New Hampshire regulator before purchasing.
New Jersey CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics/fraud/professional conduct |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline; specialty license classes may differ. |
| Regulator | New Jersey Department of Banking and Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the New Jersey regulator before purchasing.
New Mexico CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | New Mexico Office of Superintendent of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the New Mexico regulator before purchasing.
New York CE Requirements
| Total CE hours | 15 credits |
| Ethics / mandatory | At least 1 ethics, 1 NY insurance law, and 1 diversity/inclusion/bias |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Applicable P&C licensees also have flood-insurance instruction; course applicability depends on license type. |
| Regulator | New York Department of Financial Services ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the New York regulator before purchasing.
North Carolina CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline; adjuster and specialty requirements may differ. |
| Regulator | North Carolina Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the North Carolina regulator before purchasing.
North Dakota CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | North Dakota Insurance Department ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the North Dakota regulator before purchasing.
Ohio CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Ohio Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Ohio regulator before purchasing.
Oklahoma CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Oklahoma Insurance Department ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Oklahoma regulator before purchasing.
Oregon CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Oregon Division of Financial Regulation ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Oregon regulator before purchasing.
Pennsylvania CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Pennsylvania Insurance Department ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Pennsylvania regulator before purchasing.
Rhode Island CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Rhode Island Department of Business Regulation, Insurance Division ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Rhode Island regulator before purchasing.
South Carolina CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | South Carolina Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the South Carolina regulator before purchasing.
South Dakota CE Requirements
| Total CE hours | 10 hours (Life/Health only or P&C only); 20 if both |
| Ethics / mandatory | No separate general ethics minimum shown in the core producer-hour rule |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Crop-only is 4 hours; mixed crop/major-line allocations are prescribed by line. Product-specific training may apply. |
| Regulator | South Dakota Division of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the South Dakota regulator before purchasing.
Tennessee CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Tennessee Department of Commerce and Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Tennessee regulator before purchasing.
Texas CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | At least half of required hours may need to be classroom or classroom-equivalent depending on current rules; check the official page. |
| Regulator | Texas Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Texas regulator before purchasing.
Utah CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Utah Insurance Department ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Utah regulator before purchasing.
Vermont CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Vermont Department of Financial Regulation ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Vermont regulator before purchasing.
Virginia CE Requirements
| Total CE hours | 16 hours (one license type); 24 (two or more) |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Life & Annuities plus Health is treated as one grouping for the 16-hour rule; multi-license producers need at least 8 hours applicable to each license type. |
| Regulator | Virginia State Corporation Commission, Bureau of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Virginia regulator before purchasing.
Washington CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Washington Office of the Insurance Commissioner ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Washington regulator before purchasing.
West Virginia CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Qualifying telemarketing or pre-need producers may have a reduced 6-hour requirement including 3 ethics. |
| Regulator | West Virginia Offices of the Insurance Commissioner ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the West Virginia regulator before purchasing.
Wisconsin CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Wisconsin Office of the Commissioner of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Wisconsin regulator before purchasing.
Wyoming CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | Resident producer baseline. |
| Regulator | Wyoming Department of Insurance ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Wyoming regulator before purchasing.
Puerto Rico CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics; under the active 2014 amendment, at least 4 of the required hours must be OCS-sponsored/offered |
| Renewal cycle | Every 2 years |
| Notes / exceptions | OCS still lists Rule 52 (Reg. 8181) and the 2014 amendment (Reg. 8516) as active. A replacement rule was proposed in December 2025 but has not been confirmed as adopted; it would keep 24 total/3 ethics but reserve 3—not 4—hours for OCS-sponsored courses. This page reflects the currently active requirements listed by OCS. Review the official regulator source for the latest information. |
| Regulator | Puerto Rico Office of the Commissioner of Insurance (OCS) ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the Puerto Rico regulator before purchasing.
U.S. Virgin Islands CE Requirements
| Total CE hours | 24 hours |
| Ethics / mandatory | 3 hours ethics |
| Renewal cycle | Every 2 years |
| Notes / exceptions | CE has been implemented on a biennial cycle. A June 2026 bulletin transitions individual producer/adjuster licenses to two-year terms effective October 1, 2026 for the 2027 renewal cycle. |
| Regulator | USVI Division of Banking, Insurance and Financial Regulation ↗ |
Baseline for resident individual producers with major lines. Adjusters, title, limited lines, specialty products, first renewals, exemptions, and nonresidents may differ. Confirm with the U.S. Virgin Islands regulator before purchasing.
Official portals & license lookup
Verify your requirements and check your CE transcript on these official portals:
NAIC State Insurance Department Directory
Official map linking to all 50 state Departments of Insurance. Open directory ↗
NIPR (National Insurance Producer Registry)
Renew licenses, check state rules, and verify producer status. Open NIPR ↗
Sircon / Vertafore
Used by many states to check CE transcript progress and provider course approvals. Open Sircon ↗